MRS Capital
Affordable Housing Finance

Home Loans Made Simple.

Turn your dream of owning a home into reality with tailored home loan solutions from MRS Capital. Enjoy competitive rates, loans up to ₹60 Lakhs, doorstep service, and tenures up to 30 years.

Apply For Loan

Up to ₹60 Lakhs

Loan Limit

Up to 30 Yrs

Max Tenure

Up to 90%

LTV Ratio

Modern Residential Home

MRS Capital Assurance

Flexible Housing Financing Solutions

  • Overview
  • Key Features
  • Eligibility
  • Documentation
  • EMI Calculator
  • FAQs
Housing Financial Freedom

Your Trusted Partner in Home Ownership

MRS Capital provides end-to-end support for purchasing ready-to-move-in flats, resale homes, or under-construction projects. With doorstep service and transparent processing, we bring affordable housing within easy reach of families across diverse income profiles.

New & Resale Homes

Finance new developments, builder floors, or resale properties seamlessly.

PMAY Subsidy

Avail Pradhan Mantri Awas Yojana interest subsidy benefits for eligible buyers.

Family at New Home
Key Features

Features of Home Loan

Tailored housing loans designed for high LTV coverage, minimal hassle, and flexible repayment terms.

Purchase of new, old, or under-construction properties
Loan amounts available from ₹1 Lakh to ₹60 Lakhs
Repayment tenure extending up to 360 months (30 Yrs)
LTV funding up to 90% for loan amounts <= ₹30 Lakhs
LTV funding up to 80% for loan amounts > ₹30 Lakhs
PMAY Interest Subsidy benefits for EWS, LIG & MIG
Doorstep document assistance & quick sanctioning
Customized loan eligibility for diverse income groups
Criteria

Eligibility Criteria

Age Limit

21 to 65 Yrs

LTV Funding

Up to 90%

Customer Category

Salaried & Self-Employed

PMAY Subsidy

EWS / LIG / MIG

Target Profile

Who Can Apply?

MRS Capital offers home loans to individuals across formal and informal income segments with stable repayment profiles.

  • • Salaried Employees (Private & Government Sector)
  • • Self-Employed Professionals (Doctors, CAs, Architects)
  • • Self-Employed Non-Professionals & Business Owners
  • • Agriculturists with Documented Land Holdings
Simple Verification

Required Documentation

Keep these basic documents ready for smooth application processing.

1. Application & Photos

Duly completed application form along with recent passport-size color photographs.

2. Identity & Address Proof

PAN Card / Voter ID / Passport / Driving License / Aadhaar Card for identity, age, and residence verification.

3. Income Proof

Latest 3 months' salary slips, Form 16 / ITR returns for salaried, or 2–3 years' audited financials for self-employed.

4. Banking Proof

Last 6 months' primary bank statements of all active savings and current accounts.

5. Property & Fee Proof

Copy of property title documents / builder agreement draft and processing fee cheque.

Note on Verification

MRS Capital reserves the right to request additional legal, technical, or financial documents during evaluation.

EMI Calculator

Estimate your monthly home loan installments easily.

₹1 Lakh₹60 Lakhs
3 Yrs30 Yrs
%
7.5%15%

Monthly Installment

₹0

Principal Amount

₹25,00,000

Total Interest

₹0

Total Payable₹0
Apply for this Loan

Landline Helpline

Call 0141 295 8251 for instant support.

Become a Partner

Partner with MRS Capital to expand your earnings.